{"id":6794,"date":"2021-12-30T12:59:00","date_gmt":"2021-12-30T11:59:00","guid":{"rendered":"https:\/\/www.jimbere.org\/amayagwa\/?p=6794"},"modified":"2022-01-04T11:59:08","modified_gmt":"2022-01-04T10:59:08","slug":"ubuhinga-bwanone-uburyo-nyabwo-guteza-imbere-itunganywa-amakoperative-burundi","status":"publish","type":"post","link":"https:\/\/www.jimberemag.org\/amayagwa\/ubuhinga-bwanone-uburyo-nyabwo-guteza-imbere-itunganywa-amakoperative-burundi\/","title":{"rendered":"Ubuhinga bwa none, uburyo nyabwo mu bijanye n\u2019uguteza imbere itunganywa ry\u2019amakoperative"},"content":{"rendered":"\n<p><strong>Uburundi buri mu bihugu bifise urugero rw\u2019abakoresha ibisata vy\u2019amabanki rukiri hasi, ku muga-bane wa Afirika (ibice 20%). Amakoperative yo arahagirira ibibazo. Biri uko mu gihe, bibiri vya bitatu (2\/3) vy\u2019abarundi batunze amaterefone ngendanwa yobafashije gushikira vyoroshe ibisata bijanye n\u2019ivy\u2019ubutunzi.&nbsp; Ubwo hokwijukirwa ubuhinga bwa none ntiyoba inzira irashe mu guteza imbere ibijanye n\u2019itunganywa ry\u2019amakoperative? Tubiyage&#8230;<\/strong><\/p>\n\n\n\n<p>Ugukoresha ubuhinga bwa none bifasha amakoperative gushira inguvu ku bisata nyamukuru&nbsp;nk\u2019ic\u2019ubudandaji ndetse bikanatuma abanywanyi&nbsp; &nbsp; b\u2019ano&nbsp; &nbsp; makoperative&nbsp; &nbsp; bagwiza&nbsp; umwimbu. Mu Burundi ho, bivanye &nbsp; n\u2019impamvu &nbsp; zitandukanye, &nbsp; amakoperative &nbsp; atari&nbsp; make&nbsp; aracakoresha&nbsp; urupapuro&nbsp; n\u2019ikaramu&nbsp; mw\u2019itunganywa ry\u2019ibikorwa vyayo.<\/p>\n\n\n\n<p>Intambamyi&nbsp; &nbsp; muri&nbsp; &nbsp; iki&nbsp; &nbsp; gihe&nbsp; &nbsp; ziba&nbsp; &nbsp; nyinshi &nbsp; kuko &nbsp; batakaza &nbsp; umwanya &nbsp; utari muto&nbsp; haba mu bikorwa vy\u2019ukwandika abanywanyi, kwandika amafaranga&nbsp; asabwa&nbsp; ku&nbsp; munywanyi&nbsp; mu&nbsp; kiringo&nbsp; runaka,&nbsp; mu&nbsp; kuziganya,&nbsp; mu&nbsp; &nbsp; bijanye&nbsp; &nbsp; n\u2019ingurane,&nbsp; &nbsp; kugura&nbsp; &nbsp; ibikoresho&nbsp; vyankenerwa&nbsp; &nbsp; n\u2019ibindi.&nbsp; &nbsp; Twaravyiboneye mu rugendo twagize mu &nbsp; &nbsp; makoperative &nbsp; &nbsp; atandukanye &nbsp; &nbsp; akorera mu Burundi.<\/p>\n\n\n\n<p>Kubwa&nbsp; Yves Bunoko,&nbsp; umwe &nbsp; mu &nbsp; rwaruka&nbsp; rugize&nbsp; koperative&nbsp; Sangwe&nbsp; Buringanire &nbsp; ikorera &nbsp; muri &nbsp; komine &nbsp; Ntega,&nbsp; mu&nbsp; ntara&nbsp; ya&nbsp; Kirundo,&nbsp; hari&nbsp; impamvu&nbsp; &nbsp; nyinshi&nbsp; &nbsp; ziza&nbsp; &nbsp; gusigura&nbsp; &nbsp; igituma &nbsp; &nbsp; haba &nbsp; &nbsp; ugucererwa: &nbsp; &nbsp; \u00ab <em>Ukutamenya&nbsp; ingene&nbsp; ubuhinga&nbsp; bwa&nbsp; none &nbsp; bushobora &nbsp; gutorera &nbsp; inyishu &nbsp; ibibazo &nbsp; &nbsp; bimwebimwe, &nbsp; &nbsp; ukutagira &nbsp; &nbsp; ubushobozi bwo&nbsp; gukoresha&nbsp; ubuhinga &nbsp; bwa &nbsp; none &nbsp; hatibagiwe &nbsp; ikena ry\u2019imitahe n\u2019ibindi.<\/em> \u00bb<\/p>\n\n\n\n<p>Yannick Chokola,&nbsp; umuyobozi&nbsp; mukuru&nbsp; wa Auxfin Burundi, ishirahamwe&nbsp; risanzwe&nbsp; rikorera&nbsp; mu&nbsp; bijanye&nbsp; n\u2019ubuhinga&nbsp; bwa&nbsp; mu&nbsp; turere&nbsp; two&nbsp; hagati&nbsp; mu&nbsp; gihugu,&nbsp; arasigura&nbsp; igituma&nbsp; ikoreshwa&nbsp; ry\u2019ibikoresho&nbsp; vya kera&nbsp; bikorwa&nbsp; n\u2019amakoperative&nbsp; rifise&nbsp; ingaruka&nbsp; nyinshi&nbsp; kuriyo&nbsp; :&nbsp; \u00ab&nbsp; <em>Ubwa&nbsp; mbere, haraba ugutakaza umwanya igihe&nbsp; hariko&nbsp; haronderwa&nbsp; impapuro&nbsp; ziriko&nbsp; &nbsp; ibikenewe,&nbsp; &nbsp; nta&nbsp; &nbsp; biharuro&nbsp; &nbsp; canke&nbsp; ivyemezo&nbsp; vyizewe&nbsp; mfatirwako&nbsp; usanga bihari biza bifasha gutegura ibizorangurwa&nbsp; &nbsp; muri&nbsp; &nbsp; kazoza&nbsp; &nbsp; no&nbsp; &nbsp; mu &nbsp; gufata &nbsp; ingingo, &nbsp; nta &nbsp; makuru &nbsp; y\u2019ibigezweho&nbsp; ku&nbsp; masoko&nbsp; aboneka&nbsp; vyoroshe, &nbsp; ukubura &nbsp; umwanya &nbsp; wo &nbsp; kwicarira &nbsp; ibindi &nbsp; bikorwa &nbsp; vyokujije &nbsp; koperative nk\u2019ubudandaji, ugushora, ugusubiza ingurane, n\u2019ibindi.<\/em>\u00bb<\/p>\n\n\n\n<p><strong>Benshi bataramenya tunyegeje mw\u2019ikoreshwa ry\u2019ubuhinga bwa none Uturusho&nbsp;<\/strong><\/p>\n\n\n\n<p>Ukuriha&nbsp; &nbsp; ibidandazwa&nbsp; &nbsp; ukoresheje&nbsp; &nbsp; terefone biramaze iminsi bikoreshwa mu Burundi. Kandi &nbsp; rero, ubu buryo bwokworohereza cane amakoperative.<\/p>\n\n\n\n<p>Umwihwezo wa Chokola: \u00ab Turamaze kubona ko abanyaguhugu bahurikiye mu makoperative&nbsp; batoroherwa&nbsp; iyo&nbsp; bakeneye &nbsp; ingurane &nbsp; mu &nbsp; mabanki &nbsp; cane cane bivanye n\u2019uko bategereye mu bisagara ahagwiriye amabanki.\u00bb Abandanya&nbsp; agira&nbsp; ati&nbsp; :&nbsp; \u00ab&nbsp; <em>Burya&nbsp; igihe&nbsp; hari amakoperative&nbsp; asaba ingurane, amabanki &nbsp; abanza &nbsp; kumenya &nbsp; neza &nbsp; ko&nbsp; &nbsp; vy\u2019ukuri&nbsp; &nbsp; ano&nbsp; &nbsp; makoperative&nbsp; &nbsp; abaho, ko afise abanywanyi bari ku kivi,&nbsp; ko&nbsp; atapfuye&nbsp; kwandika&nbsp; igitigiri&nbsp; c\u2019amafaranga&nbsp; asaba&nbsp; gusa,&nbsp; ko&nbsp; afise&nbsp; ingwati&nbsp; koko,&nbsp; ko&nbsp; afise&nbsp; intunganyo&nbsp; nziza&nbsp; n\u2019ibindi.&nbsp; Bivanye&nbsp; n\u2019uko&nbsp; rero&nbsp; amabanki&nbsp; n\u2019ayandi&nbsp; mashirahamwe&nbsp; yo &nbsp; &nbsp; &nbsp; kuziganya &nbsp; &nbsp; &nbsp; n\u2019ukuguranana &nbsp; &nbsp; &nbsp; adakorera&nbsp; ku&nbsp; mitumba&nbsp; yose,&nbsp; ano&nbsp; mabanki &nbsp; &nbsp; ategerezwa &nbsp; &nbsp; kurungika &nbsp; &nbsp; abakozi &nbsp; bayo &nbsp; ngo &nbsp; baje &nbsp; kuraba &nbsp; ko&nbsp; &nbsp; vy\u2019ukuri&nbsp; &nbsp; ano&nbsp; &nbsp; makoperative&nbsp; &nbsp; afise&nbsp; &nbsp; ubushobozi&nbsp; &nbsp; bwo&nbsp; &nbsp; kwishura&nbsp; &nbsp; ingurane&nbsp; ariko&nbsp; arasaba.&nbsp; Ibitorohera&nbsp; ano &nbsp; mabanki. &nbsp; Ni &nbsp; mu &nbsp; ntumbero &nbsp; yo &nbsp; gutorera &nbsp; inyishu &nbsp; ivyo &nbsp; bibazo &nbsp; ishirahamwe&nbsp; &nbsp; Auxfin&nbsp; ryatororokanije&nbsp; inkuru zose zisabwa ku makoperative&nbsp; amwe&nbsp; amwe&nbsp; akorera&nbsp; mu&nbsp; Burundi&nbsp; kugira&nbsp; ngo&nbsp; nk\u2019amabanki&nbsp; akeneye&nbsp; kubibona&nbsp; ntarinde&nbsp; gufata&nbsp; ingendo&nbsp; atakaza&nbsp; &nbsp; ubundi&nbsp; &nbsp; buryo&nbsp; &nbsp; ahubwo&nbsp; &nbsp; bashobore kubironka hafi.<\/em> \u00bb Kubwiwe,&nbsp; ha &nbsp; mpande&nbsp; y\u2019uko&nbsp; ikoreshwa &nbsp; ry\u2019ubuhinga &nbsp; bwa &nbsp; none &nbsp; ryorohereza &nbsp; &nbsp; amakoperative &nbsp; &nbsp; mu &nbsp; &nbsp; gushikira &nbsp; ingurane &nbsp; mu &nbsp; mabanki &nbsp; kuko&nbsp; &nbsp; rituma&nbsp; &nbsp; amabanki&nbsp; &nbsp; abona&nbsp; &nbsp; vyoroshe &nbsp; umutungo &nbsp; n\u2019itunganywa &nbsp; ry\u2019ayo&nbsp; &nbsp; &nbsp; makoperative&nbsp; &nbsp; &nbsp; agaheza&nbsp; &nbsp; &nbsp; agatanga&nbsp; &nbsp; ingurane&nbsp; &nbsp; bitagoranye, riraseruka mu gusahiriza amakoperative muri&nbsp; &nbsp; vyinshi:&nbsp; &nbsp; \u00ab<em> Ibikorwa &nbsp; biroroha. &nbsp; Ibintu &nbsp; vy\u2019ano &nbsp; makoperative usanga&nbsp; &nbsp; bitarimwo&nbsp; &nbsp; amakosha&nbsp; &nbsp; aturutse&nbsp; &nbsp; k\u2019ukwihenda.&nbsp; &nbsp; Amafaranga &nbsp; &nbsp; yinjira &nbsp; &nbsp; ariyongera, ayasohoka&nbsp; mw\u2019itunganywa&nbsp; ry\u2019akazi&nbsp; akagabanuka.&nbsp; &nbsp; Hejuru&nbsp; &nbsp; ya&nbsp; &nbsp; vyose&nbsp; &nbsp; rero,&nbsp; &nbsp; &nbsp; ivyegeranyo&nbsp; &nbsp; &nbsp; n\u2019impapuro za &nbsp; koperative &nbsp; bitunganywa &nbsp; neza &nbsp; kurusha, &nbsp; bikanashingurwa &nbsp; neza.<\/em>\u00bb, Yannick Chokola<\/p>\n\n\n\n<p><strong>None neza na neza amakoperative akoresha ubuhinga bwa none gute ?<\/strong><\/p>\n\n\n\n<p>I Gitega, Evrard Bizoza ari mu buhinga bwa none, aza yaratanguye gufasha amakoperative&nbsp; &nbsp; atandukanye&nbsp; &nbsp; mu bijanye n\u2019ubwo buhinga, aratuyagira: \u00ab <em>Dufatire akarorero kuri koperative y\u2019ukuziganya&nbsp; &nbsp; &nbsp; n\u2019ukuguranana :&nbsp; imbere y\u2019uko ino koperative itangura gukoresha&nbsp; \u00ab&nbsp; <\/em>logiciel<em>&nbsp; \u00bb&nbsp; ikorerwamwo&nbsp; ivy\u2019ubutunzi, isabwa kubanza gukora ivyigwa &nbsp; igatororokanya &nbsp; ibikenewe &nbsp; ku bikorwa vy\u2019ino koperative hamwe rero n\u2019abanywanyi bayo.<\/em> \u00bb<\/p>\n\n\n\n<p>We agira &nbsp; ati : \u00ab <em>Intambwe ya mbere,&nbsp; &nbsp; koperative&nbsp; &nbsp; yotororokanya&nbsp; &nbsp; ibikorwa&nbsp; &nbsp; vyayo&nbsp; &nbsp; n\u2019ibisata&nbsp; &nbsp; vyayo&nbsp; &nbsp; yipfuza&nbsp; &nbsp; &nbsp; kukorerako.&nbsp; Ibwirizwa&nbsp; kwihweza &nbsp; ivyo &nbsp; yokwunguka &nbsp; n\u2019ivyo &nbsp; yohomba &nbsp; igihe &nbsp; ikoresheje &nbsp; canke &nbsp; ntikoreshe &nbsp; ubuhinga &nbsp; bwa &nbsp; none, &nbsp; imigambi&nbsp; &nbsp; y\u2019iterambere&nbsp; &nbsp; ifise&nbsp; &nbsp; ari&nbsp; &nbsp; nk\u2019ukumenyesha&nbsp; abanywanyi&nbsp; bayo&nbsp; ibijanye&nbsp; &nbsp; n\u2019ihindagurika&nbsp; &nbsp; ry\u2019ikirere,&nbsp; &nbsp; impanuro &nbsp; &nbsp; zitangwa &nbsp; &nbsp; n\u2019abafundi &nbsp; &nbsp; b\u2019indimo,&nbsp; &nbsp; &nbsp; ibijanye&nbsp; &nbsp; &nbsp; n\u2019amasoko&nbsp; &nbsp; &nbsp; n\u2019ibindi.&nbsp; Ku bwanje,&nbsp; ubuhinga&nbsp; bwa&nbsp; none ni inyishu ku makoperative.<\/em> \u00bb<\/p>\n\n\n\n<p>No mw\u2019ishirahamwe Auxfin Burundi ijambo &nbsp; ni &nbsp; iryo &nbsp; nyene. &nbsp; Utudirisha &nbsp; dukorerwamwo ibisata&nbsp; bitandukanye (\u00ab&nbsp; applications&nbsp; \u00bb)&nbsp; twashizweho,&nbsp; ni&nbsp; utugana &nbsp; guteza &nbsp; imbere &nbsp; ubuzima &nbsp; bw\u2019abanywanyi&nbsp; &nbsp; &nbsp; b\u2019amakoperative : \u00ab&nbsp; &nbsp; <em>Amakoperative&nbsp; &nbsp; twahereyeko&nbsp; &nbsp; mu&nbsp; gikorwa&nbsp; co&nbsp; gushira&nbsp; ivyayo&nbsp; mu&nbsp; buhinga&nbsp; bwa&nbsp; none&nbsp; ni&nbsp; ayasanzwe&nbsp; ari&nbsp; &nbsp; mu&nbsp; &nbsp; bakiriya&nbsp; &nbsp; b\u2019ishirahamwe&nbsp; &nbsp; PAM, &nbsp; mu &nbsp; bisata &nbsp; 4, &nbsp; ic\u2019amasaka, &nbsp; ic\u2019ibigori,&nbsp; ic\u2019umuceri&nbsp; n\u2019ic\u2019ibiharage.&nbsp; Ubwa&nbsp; mbere&nbsp; turabandika,&nbsp; bakagira&nbsp; ikonti &nbsp; muri &nbsp; Ni-cash, &nbsp; kimwe &nbsp; mu &nbsp; bisata &nbsp; bifasha &nbsp; mu &nbsp; kurungikiranira &nbsp; amafaranga&nbsp; hakoreshejwe&nbsp; terefone,&nbsp; maze &nbsp; amakoperative &nbsp; agashobora &nbsp; gushikira&nbsp; vyoroshe&nbsp; ingurane&nbsp; zitozito&nbsp; kuko&nbsp; igisata&nbsp; ca&nbsp; Ni-cash&nbsp; gisanzwe&nbsp; gifitaniye&nbsp; &nbsp; &nbsp; ubucuti n\u2019amabanki amwe&nbsp; &nbsp; amwe&nbsp; &nbsp; cokimwe&nbsp; &nbsp; n\u2019ayandi&nbsp; &nbsp; mashirahamwe &nbsp; ashobora &nbsp; gutanga &nbsp; amafaranga.<\/em> \u00bb<\/p>\n\n\n\n<p>Chokola amenyesha ko hari &nbsp; uburyo&nbsp; amakoperative&nbsp; &nbsp; akoresha&nbsp; &nbsp; igisata &nbsp; Ni-Cash &nbsp; aronka &nbsp; amakuru &nbsp; ajanye &nbsp; n\u2019ivy\u2019amasoko: \u00ab <em>Muri &nbsp; ubwo buryo&nbsp; &nbsp; nyene&nbsp; &nbsp; turarondera&nbsp; &nbsp; amasoko akomakomeye ashobora gushorerwamwo umwimbu nka PAM aho &nbsp; umukiriya &nbsp; uwo &nbsp; ari &nbsp; we &nbsp; wese&nbsp; atangura&nbsp; kumenyesha&nbsp; urugezo&nbsp; rw\u2019umwimbu&nbsp; azokwimbura&nbsp; imbere&nbsp; &nbsp; y\u2019uko&nbsp; &nbsp; n\u2019ibiterwa&nbsp; &nbsp; vyera. Aha, abari &nbsp; mu &nbsp; makoperative bo baba baramaze kumenya urugezo rw\u2019ibidandazwa bikenewe kw\u2019isoko maze bakabikorerako&nbsp; kuko&nbsp; bazi&nbsp; ko&nbsp; isoko iri ngaho.<\/em>\u00bb<\/p>\n\n\n\n<p>Kuba &nbsp; ikoreshwa &nbsp; rya ry\u2019ubuhinga &nbsp; ngurukanabumenyi &nbsp; na &nbsp; ryo &nbsp; nyene &nbsp; rikiri&nbsp; hasi&nbsp; mu&nbsp; Burundi&nbsp; (ibice&nbsp; 13,2%)&nbsp; nk\u2019uko&nbsp; ARCT,&nbsp; igisata&nbsp; kijejwe&nbsp; ivyo&nbsp; gutumatumanako&nbsp; amakuru&nbsp; mu Burundi&nbsp; kivyerekana, &nbsp; &nbsp; biri &nbsp; &nbsp; mu vyatumye&nbsp; ishirahamwe&nbsp; Auxfin rishiraho &nbsp; utudirisha \u00ab &nbsp; applications &nbsp; \u00bb&nbsp; dufasha&nbsp; amakoperative&nbsp; kuronka&nbsp; amakuru&nbsp; naho&nbsp; atoba&nbsp; afise&nbsp; uburyo&nbsp; (amamega) interineti isaba kugira&nbsp; yoye&nbsp; kwama&nbsp; agira&nbsp; inyuma&nbsp; y\u2019amajambere. Nuko rero, mu ntumbero yo gutorera inyishu ibibazo vy\u2019ubukene&nbsp; mu ngo n\u2019imiryango,&nbsp; ku&nbsp; gataka&nbsp; k\u2019Uburundi&nbsp; biciye mu makoperative,&nbsp; &nbsp; Reta&nbsp; &nbsp; irakwiye&nbsp; guherekeza&nbsp; no&nbsp; gushigikira&nbsp; &nbsp; ibijanye&nbsp; n\u2019ikoreshwa&nbsp; &nbsp; ry\u2019ubuhinga&nbsp; bwa none.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uburundi buri mu bihugu bifise urugero rw\u2019abakoresha ibisata vy\u2019amabanki rukiri hasi, ku muga-bane wa Afirika (ibice 20%). Amakoperative yo arahagirira ibibazo. Biri uko mu gihe, bibiri vya bitatu (2\/3) vy\u2019abarundi batunze amaterefone ngendanwa yobafashije gushikira vyoroshe ibisata bijanye n\u2019ivy\u2019ubutunzi.&nbsp; Ubwo hokwijukirwa ubuhinga bwa none ntiyoba inzira irashe mu guteza imbere ibijanye n\u2019itunganywa ry\u2019amakoperative? Tubiyage&#8230; Ugukoresha [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":6798,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[407],"tags":[527],"coauthors":[441],"class_list":["post-6794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubuhinga","tag-amakoperative"],"_links":{"self":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts\/6794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/comments?post=6794"}],"version-history":[{"count":3,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts\/6794\/revisions"}],"predecessor-version":[{"id":6801,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts\/6794\/revisions\/6801"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/media\/6798"}],"wp:attachment":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/media?parent=6794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/categories?post=6794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/tags?post=6794"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/coauthors?post=6794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}