{"id":5640,"date":"2020-09-26T13:33:38","date_gmt":"2020-09-26T11:33:38","guid":{"rendered":"https:\/\/www.jimbere.org\/amayagwa\/?p=5640"},"modified":"2023-06-21T18:59:03","modified_gmt":"2023-06-21T16:59:03","slug":"ingurane-abarimyi-aborozi-iracari-urugero-ruto-burundi","status":"publish","type":"post","link":"https:\/\/www.jimberemag.org\/amayagwa\/ingurane-abarimyi-aborozi-iracari-urugero-ruto-burundi\/","title":{"rendered":"Ingurane ku barimyi-borozi iracari ku rugero ruto"},"content":{"rendered":"\n

Ryabaye ihumure ku barimyi n\u2019aborozi kwumva ko bagiye guhora bahabwa ingurane izorihwa ku bice 8%.  Bamwe mu banyagihugu bo mu ntara z\u2019uburengero bw\u2019Uburundi bamenyesha ko kare ingurane bahoze bahabwa bayishura ku bice 24% canke 36% ku mwaka, bikabavuna.  <\/strong><\/p>\n\n\n\n

\u00ab PAIFAR-B \u00bb, ni umugambi w\u2019igihugu ufashwe mu mugongo n\u2019ikigega mpuzamakungu giteza imbere uburimyi – \u00ab FIDA \u00bb. Ihangiro ry\u2019uwo mugambi rikaba ari ugufasha abanyagihugu barenga ingo 99.000 kuduza uburyo bwo kwibeshaho, ukworohereza abanyagihugu gushikira ingurane zibafasha mu kugwiza umwimbu vyoroshe ndetse n\u2019ukurangura imigambi yindi  yo kwiteza imbere. Ahanini urwaruka n\u2019abakenyezi bakaba ari bo bashizwe imbere, ubona ko ari bo basa n\u2019abakumiriwe ku bijanye n\u2019ibisata vy\u2019amafaranga.<\/p>\n\n\n\n

Ernest Bizimana, asanzwe arongoye umugambi PAIFAR-B mu karere k\u2019uburengero, agira ati : \u00ab Muri aka karere, kuva mu mwaka wa 2019, abahurikiye mu makoperative bamaze kuronswa ingurane irenga umuriyaridi w\u2019amarundi<\/em>. \u00bb   Amenyesha kandi ko ku bantu 4.757 bamaze kuyironka, ibice 42% ari abakenyezi, mu gihe ibice 36% ari urwaruka.<\/em><\/em><\/p>\n\n\n\n

Muti none ivy\u2019igabanuka ry\u2019urugero rw\u2019ayo basabwa ku ngurane bahabwa bivuye he ko umenga si bishasha ? Mu kwezi kwa Gitugutu 2019, Jean Ciza, atwara ibanki y\u2019igihugu \u00ab BRB \u00bb yari yamenyesheje amategeko mashasha ajanye n\u2019itangwa ry\u2019ingurane na canecane ku bisata vy\u2019uburimyi, ubworozi n\u2019ic\u2019amahinguriro.<\/p>\n\n\n\n

\u00ab Amabanki azokwitura BRB gusaba ingurane igana ibisata vy\u2019uburimyi, n\u2019ubworozi azoyihabwa ku gice 1%. Ano mabanki azoheza aronse ingurane amashirahamwe yo kuziganya no kuguranana <\/em>(microfinances) ku bice 3%. ibice ntarengwa bikaba ari 5%. Muri iyo ntumbero nyene, \u00ab microfinances \u00bb na zo zisabwa kuronsa ingurane abarimyi-borozi ku bice 8% \u00bb. Iyi ngingo ikaba yotegerejwe gukora ku mabanki n\u2019amashirahamwe yo kuziganya no kuguranana yose, atari abaja gutora amahera muri BRB bonyene canke abafise amafaranga menshi gusa.<\/em><\/p>\n\n\n\n

Mbega none ishirwa mu ngiro ry\u2019iyo ngingo ryifashe gute ?<\/strong><\/p>\n\n\n\n

Ildefonse Nahimana ni umunyamabanga shingwabikorwa wa koperative Terimbere Mpanda, imwe mu makoperative y\u2019i Bubanza arima akongera  akagura umuceri. Iyi koperative ni kandi imwe mu yakorana n\u2019umugambi PAIFAR-B. Arashimishwa n\u2019iyo ngingo aho agira ati : \u00ab Haheze amezi 4 duhawe ingurane tuzoriha ku bice 8%. Ni akarusho kadasanzwe kuri koperative kuko  igiciro c\u2019ingurane caciye kigabanuka eka no mu kuyiriha ntibizoheza ngo bituvune<\/em>.\u00bb<\/p>\n\n\n\n

Ibisabwa nk\u2019ingwati ?Ico na co ni ikibazo gihanze abirimizi basaba ingurane. Amabanki asanzwe atugurutse cane mu gutanga ingurane zija mu burimyi kubera zifata ko igisata c\u2019uburimyi gikunda guhura akenshi n\u2019ibihuhusi vy\u2019ihindagurika ry\u2019ibihe ritaba ryari ryitezwe, umwimbu ubayabaye, urugezo rw\u2019ubuhinga bwo kurima n\u2019ukworora kijambere rutaratera imbere n\u2019ibindi. Ibi rero biraheza bigatuma hasabwa ingwati ziremereye: urupapuro ndangatongo, imiduga, n\u2019ibindi.<\/p>\n\n\n\n

Th\u00e9oneste Dusengimana aserukira koperative Ihangiro, na yo nyene iri mu mugambi PAIFAR-B, mu ntara ya Bubanza, amenyesha ko mu ma \u00ab microfinances \u00bb, ikibazo c\u2019ingwati gisabwa imbere y\u2019ibindi vyose. Agira ati : \u00ab Koperative igira ingwati ifadika cane, Ironswa ingurane itubutse. Dufatire akarorero ku makoperative ariho akivuka, ataragira ingwati zifadika ashobora kwerekana. Ni vyo arashobora kwaka ingurane abicishije mu migwi yo kwishingiranira, ariko ico nzi nuko umuntu umwe umwe adashobora guhabwa amafaranga arenga 150.000<\/em>.\u00bb<\/p>\n\n\n\n

Uko amabanki n\u2019ama \u00ab microfinances \u00bb abona ico kibazo<\/strong><\/p>\n\n\n\n

Twaragerageje kwegera bamwe mu bakora mu mabanki. Bagize bati : \u00ab Turacayaga n\u2019ibanki nkuru y\u2019igihugu kugira tuyage ku bijanye n\u2019iyo ngingo yo kugabanya inyungu ku ngurane z\u2019abirimizi kuko turafise ubwoba  ko hamwe twotanga ingurane kuri ivyo bice tuzohava duhomba  bivanye n\u2019uko twasohoye menshi gusumba ayo twinjije.<\/em> \u00bb<\/p>\n\n\n\n

Tubajije Marie Louise Kamikazi, umuyobozi w\u2019urunani rw\u2019amashirahamwe yo kuziganya no kuguranana (\u00ab R\u00e9seau des institutions de Microfinance \u00bb), amashirahamwe aba hafi abanyagihugu birimizi kenshi, yavuze ko adashimye kugira ico abivuzeko ariko mu nyuma agira ati : \u00ab Ni ingingo y\u2019ibanki nkuru y\u2019igihugu, ibwirizwa gushirwa mu ngiro, ntavyo mfise nobivugako, ahubwo vyiza mwobaza muri BRB ni bo bobasigurira neza. <\/em>\u00bb<\/p>\n\n\n\n

Twaradodoye muri BRB, hitaba Bellarmin Bacinoni, ajejwe gutanga amakuru muri iyo banki. Kuri ico kibazo yishuye ati : \u00ab BRB  ntirasohora icegeranyo c\u2019ivyaranguwe kuri iyo ngingo, ariko twobamenyesha ko yatanguye gushirwa mu ngiro. Ku bijanye n\u2019ibiharuro, nimubangire dusohore icegeranyo c\u2019ivyaranguwe mu mwaka wose, muzobisanga ku rubuga rw\u2019iyi banki. <\/em>\u00bb<\/p>\n\n\n\n

Ibiharuro bihari bimeze gute ?<\/strong><\/p>\n\n\n\n

Twaragerageje gusoma ibiri muri raporo ya BRB yasohowe mu mwaka wa 2018 kugira ngo turabe ingurane zatanzwe mu gisata c\u2019uburimyi. Muri ico kiringo (havuyemwo igiterwa c\u2019ikawa n\u2019icayi) Biboneka ko amafaranga yagabanutse : mu gihe mumwaka wa 2016 yari yagabanutse ku rugero rw\u2019ibice 3% (ico gisata cari cashizwemwo amafaranga angana imiriyaridi 25 z\u2019amarundi), mu 2018 yagabanutse gushika ku gice 1,9%, (igisata c\u2019uburimyi cahawe amafaranga angana imiriyaridi 18 z\u2019amarundi uwo mwaka).<\/p>\n\n\n\n

Tubibutse ko ku wa 15 Nyakanga 2020, Umukuru w’igihugu c’Uburundi, Evariste Ndayishimiye, yuguruye icese, ibanki yorohereza abarimyi \u00ab BCAB \u00bb, ikaba izotanga ingurane yisunze  igiciro cashinzwe n\u2019ibanki nkuru y\u2019igihugu BRB (ku bice 8%), nk\u2019uko Umuyobozi mukuru muri iyo banki yabishikirije.<\/p>\n\n\n\n

(yashizwe mu kirundi na Reverien Niyorugira)<\/strong> <\/p>\n","protected":false},"excerpt":{"rendered":"

Ryabaye ihumure ku barimyi n\u2019aborozi kwumva ko bagiye guhora bahabwa ingurane izorihwa ku bice 8%.  Bamwe mu banyagihugu bo mu ntara z\u2019uburengero bw\u2019Uburundi bamenyesha ko kare ingurane bahoze bahabwa bayishura ku bice 24% canke 36% ku mwaka, bikabavuna.   \u00ab PAIFAR-B \u00bb, ni umugambi w\u2019igihugu ufashwe mu mugongo n\u2019ikigega mpuzamakungu giteza imbere uburimyi – \u00ab […]<\/p>\n","protected":false},"author":25,"featured_media":5641,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[207],"tags":[399],"coauthors":[181],"class_list":["post-5640","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubutunzi","tag-ukwiyungunganya"],"_links":{"self":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts\/5640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/comments?post=5640"}],"version-history":[{"count":1,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts\/5640\/revisions"}],"predecessor-version":[{"id":5642,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/posts\/5640\/revisions\/5642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/media\/5641"}],"wp:attachment":[{"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/media?parent=5640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/categories?post=5640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/tags?post=5640"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.jimberemag.org\/amayagwa\/wp-json\/wp\/v2\/coauthors?post=5640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}